Income tax
819 → 536
Sections renumbered. 80C is now 123.
1 Apr 2026Income-tax Act 2025
The 2025 Act is live: every section has a new number
What it means: Your FY 2025-26 return still uses the old law.
The wrong tax regime can cost ₹2,45,700 a year. Yours doesn't have to.
Make every tax decision with numbers you can check.
Income tax slabs
TY 2026-27 rates, both regimes, back to 2014
TDS rates
Rates, thresholds and the new payment codes
GST rates
The 5–18–40 structure, with HSN lookup on the way
Capital gains
Every rate: equity, property, gold and crypto
Salary & in-hand
CTC to monthly take-home, tax included
Crypto & VDA
The 30% rule, 1% TDS and what you can't set off
NRI taxes
Residential status, NRE/NRO and DTAA rates
Stamp duty
Sale deed, gift and lease rates for every state
Due dates
Advance tax, TDS returns and ITR deadlines
Act 2025 mapper
Find where your old section went
Income tax calculator · TY 2026-27
What you'll pay this year, under both regimes
Your details
₹
New regimeLower tax
₹1,50,800
tax a year · ₹12,567 a month
Take-home ₹16,49,200 a year · ₹1,37,433 a month
₹75,000 deductions · 8.4% effective
Old regime
₹3,04,200
tax a year · ₹25,350 a month
Take-home ₹14,95,800 a year · ₹1,24,650 a month
₹2,00,000 deductions · 16.9% effective
The new regime keeps ₹1,53,400 more of your money this year, about ₹12,783 a month. That assumes ₹1,50,000 in 80C; add your real deductions to refine it.
The old regime only wins if your old-regime deductions exceed ₹6,41,667 a year. The pre-filled 80C basket counts ₹1,50,000.
For TY 2026-27, your estimated tax under the new regime is
₹1,50,800
Effective rate 8.4%Marginal slab 20%
Slab breakdown
- 0% on ₹4L
- 5% on ₹4L
- 10% on ₹4L
- 15% on ₹4L
- 20% on ₹1.25L (marginal)
How your ₹17,25,000 of taxable income fills the new regime's slabs. Only the slice inside each band pays that band's rate.
Taxable income
| Gross income | ₹18,00,000 |
| Standard deduction | − ₹75,000 |
| Other deductions | − ₹0 |
| Taxable income | ₹17,25,000 |
Estimated tax
| Tax by slab | ₹1,45,000 |
| Rebate (Sec 156†, old 87A) | − ₹0 |
| Surcharge | + ₹0 |
| Health & education cess (4%) | + ₹5,800 |
| Total tax | ₹1,50,800 |
Monthly estimate
| Monthly TDS estimate | ₹12,567/month |
| In-hand after tax (before PF and other payroll cuts) | ₹1,37,433/month |
Uses the TY 2026-27 slab sets under the Income-tax Act 2025; compiled 1 July 2026, CA review in progress. Covers salary and other ordinary income with surcharge, marginal relief, the HRA exemption and the main old-regime deductions; it doesn't yet handle capital gains or business income (see all calculators). Take-home means income minus this tax, before PF and other payroll cuts. Your employer's monthly TDS may differ; they project your full-year income and adjust as facts change. † 2025-Act section number pending verification against the Gazette text. See every assumption.
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100%of published rates link to the Finance Act, notification or circular that set them
22Act-2025 section mappings verified and live, with the full 819-row crosswalk in review
48hor less from a CBDT or CBIC notification to the updated page
The sources behind every number
- Finance Act 2026
- Finance Act 2025
- CBDT notifications
- CBIC circulars
- The Gazette of India
- incometax.gov.in
- gst.gov.in
- India Code
We cite the government's own documents; we are not affiliated with or endorsed by them. How verification works
Today's key tax rates
The figures that decide most tax bills in TY 2026-27, compared with what they replaced.
Zero-tax ceiling
₹12,00,000
New regime, TY 2026-27, via the Sec 156 rebate
Old regime₹5,00,000
Top slab begins
₹24,00,000
30% applies above this, new regime
Old regime₹10,00,000
Standard deduction
₹75,000
Salaried, new regime
Old regime₹50,000
Income tax figures from the Income-tax Act 2025 read with the Finance Act 2026 · verified 1 July 2026 · see the full slab tables
What changed in tax this year
View all updatesOn 1 April, 819 sections became 536. 80C is now Section 123.
Find your section's new address →Income-tax Act 2025 · in force since 1 April 2026
Find where your section went in the 2025 Act
Every section was renumbered. We kept the forwarding address.
Section 80C investments deduction→ 123Section 115BAC new regime→ 202Section 194C contractor TDS→ 393Section 87A rebate→ 156Section 44ADA presumptive, professionals→ 62Section 45 capital gains→ 67
Old → new section mapper
The 22 most-searched sections, individually verified, including the ones that split, merged or disappeared. The full 819-section crosswalk ships once verification clears.
Sec 80C Sec 123 Direct move
Investment deductions (EPF, PPF, ELSS, LIC and more) up to ₹1.5L
A calculator for every tax decision
View allIncome taxBoth regimes, TY 2026-27Salary in-handCTC to monthly take-homeHRA exemptionMetro and non-metro rulesCapital gainsEvery asset's rate, worked examples87A rebate checkIs your income tax-free?Crypto tax30% flat plus 1% TDSTDS per section194J, 194C, rent and moreAdvance taxInstalments and 234C interestGratuityThe 15/26 formula, ₹20L capF&O turnoverAudit applicability includedHome loan benefit24(b) interest, both regimesPresumptive tax44AD and 44ADA successors
Filing season · FY 2025-26 returns
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ITR-1Likely form
Salary income up to ₹50L with one house property fits ITR-1 (Sahaj).
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Corrected in public
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When we get something wrong, the fix is published: what it was, what it said, and when it changed. The correction log is open to everyone, always.
Latest: 194H rate-cut date corrected from 1-4-2025 to 1-10-2024, six hours after a reader flagged it. See the log
Read up before you file
All guidesIncome tax slabs for TY 2026-27: both regimes, with the calculator built in
Every band, surcharge, rebate and footnote
Old regime or new? The comparison that accounts for marginal relief
Verdict tool plus the exact break-even by income
The ₹12 lakh question: what zero tax actually looks like
Pre-computed, slab by slab
Filing FY 2025-26 returns? Those slabs live here
The old Act still governs the return you file this season
Every TDS threshold in one table, with what changed in April 2025
Sortable, filterable, downloadable
Capital gains after the reset: 12.5%, ₹1.25L exemption, the property option
The full asset-by-asset matrix
Crypto's 30% flat tax, worked out on your numbers
Including the no-set-off trap
HRA: the 50/40 metro rule and what's actually exempt
The least-of-three test, computed live